Unsecured Direct Loans - a wide choice of approved lenders for all situations....
Credit Repair
& Scoring
What's on your Credit File? Protecting your credit status and avoiding identity theft is critical in today's consumer society. But first you need to know what's on your credit file ...... We can help.
As there is no automatic right to credit it's important to protect your credit status. Even so you may have found that you have been refused loans, mortgages or credit cards and you would not be alone! Millions of people are refused credit annually because they have a bad credit rating. Bad credit information can stay on your record for 6 years of more.
Do you know what's on your credit file? Why are you being refused loans or other credit? And with identity theft becoming a significant problem would you know if someone else had affected your credit status by posing as you?
Because it is so important to know what's on your credit file we've teamed up with Experian to provide you with their free CreditExpert service.
Who should check their credit files?
Anyone who is applying for a financial product - loans, mortgages, credit cards, interest-free credit, etc
Anyone who has applied and has been refused - why did they refuse you?
Anyone who is concerned about their credit history
Anyone who would like to check that the information held on them is correct.
Anyone who would like to protect themselves from identity theft - the UK's & World's fastest growing crime - in the UK 56,000 people suffered identity theft in 2006!
The Home Office actually recommends getting your credit report on a regular basis to help reduce the risk of identity theft.
So, don't let credit be denied to you because wrong information is held about you, and don't let yourself become the victim of identity theft. Check your credit file today.
If any of the information held about you is incorrect or should have been deleted but hasn't you can request this to be done - this may well help your credit status.
The credit agencies will generally hold information on your file for at least 6 years. Information held by agencies includes:
Credit accounts "in default" - deleted 6 years after the date of default
Settled accounts
Bankruptcy orders - deleted 6 years after the date of the bankruptcy order
Individual Voluntary Arrangements (IVAs) - deleted 6 years from the date the IVA was set up
County Court Judgements (CCJs) - deleted 6 years after the date of the judgement
No matter what credit history or credit problem you have we can probably help. More...
Fed up with being credit checked? Can't get the loan you need because of your credit status? Solution Loans could help. More...
Car Finance / Credit
Want to get a new car, but can't get the loan you need? One alternative is to use a specialist car credit & finance company. There's a variety of trusted names but they don't all work the same way. More...
Our approved list of companies include:
Unsecured Loans
Most of our unsecured lenders will offer loans to people with less than perfect credit. More...
Our approved list of companies include:
Small Cash Advances
If you only need a small short term cash advance then you could consider a Payday Loan. Borrow from £50 up to £800 today and repay next pay day. Cash is paid directly into your bank account TODAY. More...
We have a wide range of resepcted & trusted lenders - here are just two of them. More...
Unsecured Loans are available from:
Contact as many as you wish - there are no restrictions!
Get your FREE Credit Report here!
We'd like to help others. Please tell them about us - Bookmark with:
Unsecured Direct Loans is registered with the Office of Fair Trading as a Credit Broker no. 558724. Registered with the Information Commissioner - Z8703415
